How does chase overdraft work




















Using an updated version will help protect your accounts and provide a better experience. Update your browser. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop. It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.

With Debit Card Coverage, you tell us how you want to handle your everyday debit card transactions. Link a Chase savings account as a backup to your checking account so we can transfer the exact amount needed to cover an overdraft transaction if the funds are available. See information on How your transactions will work for business accounts PDF. Please review its terms, privacy and security policies to see how they apply to you. Skip to main content Please update your browser.

Please update your browser. Close this message. Credit Cards. Checking Accounts. Savings Accounts. Using an updated version will help protect your accounts and provide a better experience. Update your browser. For a better experience, download the Chase app for your iPhone or Android. Or, go to System Requirements from your laptop or desktop.

It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on. For more information on overdrafts, how we handle them and the fees we charge, read our Standard Overdraft Practice.

Overdraft Protection is a service that lets you link your Chase savings account to your checking account. To set it up or for more information, go to our Overdraft Protection page.

See all. About Chase J. Chase Overdraft Services. Standard Overdraft Practice. Checks Automatic payments from your checking account, such as a recurring phone bill, mortgage or utility bill. Recurring debit card purchases, like your monthly gym membership or movie subscription.

Everyday debit card transactions, such as grocery purchases, gasoline or dining out. If that happens, the transaction is declined or returned unpaid.

If your available balance was sufficient at the time your debit card transaction was authorized, even if your account balance is overdrawn at the time the transaction is presented for payment.



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